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Cancellation & Refund Policy

Effective Date: May 2026

1. Nature of the Service (Digital SaaS)

VanshWealth is a digital Software-as-a-Service (SaaS) application. Upon the successful processing of a subscription fee (Monthly, Annual, or Lineage VIP), the user is instantly granted full, unrestricted access to premium tier features, advanced algorithmic calculators, and encrypted cloud synchronization. Due to the immediate delivery and intangible nature of this digital software, all transactions are final.

2. Strict No-Refund Protocol

All payments processed through VanshWealth (via Razorpay, Google Play, or any authorized third-party gateway) are strictly non-refundable.

  • We do not offer prorated refunds for partially unused billing periods.
  • We do not offer refunds for "accidental" purchases or failure to utilize the app's features after a subscription is activated.
  • Chargeback PolicyAny chargeback or payment dispute filed through your bank or credit card issuer without prior communication will result in the immediate and permanent termination of your VanshWealth account.

3. Subscription Auto-Renewal & Mandates

If you opted into an auto-renewing subscription tier, your chosen payment method (Credit Card, UPI AutoPay, or Google Play Billing) will be automatically charged at the end of each billing cycle. It is your sole responsibility to manage, pause, or cancel your renewal mandate before the next billing date.

4. Cancellation Execution

You may cancel your subscription at any time without penalty. Deleting the VanshWealth app from your device does not cancel your subscription. You must explicitly cancel the billing mandate through your respective platform:

  • If billed via Google Play:You must execute the cancellation strictly through the Google Play Store > Payments & Subscriptions menu.
  • If billed via Razorpay:You may manage and cancel your mandate directly within the VanshWealth app’s Account Settings or via the link provided in your Razorpay invoice email.

5. Post-Cancellation Access

Upon cancellation, no future charges will be applied. Your account will not be immediately downgraded. You will retain full access to your premium features until the exact expiration date of your current paid billing cycle. Following expiration, your account will safely downgrade to the Free Tier, and certain premium functionalities will lock.